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Home Financing:   How much can I borrow?   ► How much will my mortgage payments be?   How much will my adjustable rate payments be?   Which is better: fixed or adjustable?   Should I pay points to lower the rate?   Which is better: 15- or 30-year loan term?   How much should I put down for a new home?   How much can I save in taxes?   How much will my taxes be?   ► What will my closing costs be?   Am I better off renting?   Am I better off refinancing?   What will my refinancing costs be?   How can I reduce mortgage insurance costs?   Which lender has the better loan?   Which loan is better?   How advantageous are extra payments?   ► What home can I afford?   Other Info and Tutorials